Powered by Instapay ๐Ÿ‡ต๐Ÿ‡ญ

Give every machine
a wallet.

Payment infrastructure for AI agents on Philippine Instapay rails. Programmable wallets with spending limits, approval workflows, and real-time disbursements to any bank or e-wallet in the Philippines.

curl
# Send โ‚ฑ500 to GCash
$ curl -X POST https://api.machinewallet.ai/v1/send \
-H "Authorization: Bearer mw_live_..." \
-d '{"to": "0917****567", "bank": "GCash",
"amount": 50000, "note": "Refund #4821"}'
{"status": "processing", "rail": "instapay"}
# Generate QR to receive payment
$ curl -X POST https://api.machinewallet.ai/v1/collect \
-d '{"amount": 150000, "note": "Invoice #302"}'
{"qr_code": "00020101...", "amount_php": 1500}

Everything your agents need to move money

A complete financial infrastructure layer between your AI agents and 100+ Philippine banks and e-wallets via Instapay.

๐Ÿ’ณ

Sub-Wallets

Give each agent its own wallet with isolated balances, spending limits, and audit trails. Full multi-tenancy out of the box.

โšก

Send Instantly

Disburse to BDO, BPI, GCash, Maya, GrabPay, UnionBank, and 100+ more โ€” in seconds via Instapay. No batching.

๐Ÿ“ฅ

Receive Payments

Generate Instapay QR codes to collect payments from any bank or e-wallet. Dynamic and static QR support. Webhook notifications on every payment received.

๐Ÿ”

Approval Workflows

Set amount thresholds that trigger human approval before disbursement. Your agents spend, you stay in control.

๐Ÿ”—

API-First

Clean RESTful API with token-based auth. SDKs for Python and Node. Webhooks for every state change.

๐Ÿ“Š

Full Reconciliation

Every centavo accounted for. Balance verification, transaction audit logs, and automated matching across sends and receives.

How it works

Three steps to autonomous agent payments

01

Create Wallets

Set up wallets for each agent with daily limits and approval thresholds. Fund them from your master account.

02

Connect Your Agents

Your AI agents call our API to send money, receive payments, check balances, and manage contacts. Standard REST โ€” works with any stack.

03

Money Flows Both Ways

Send to 100+ banks and e-wallets in seconds. Receive payments via Instapay QR codes. Webhooks, audit logs, and reconciliation on every transaction.

Send & receive via Instapay to

100+ Philippine banks & e-wallets

BDO
BPI
Metrobank
GCash
Maya
GrabPay
UnionBank
RCBC
Security Bank
LANDBANK
PNB
EastWest
China Bank
ShopeePay
CIMB
GoTyme
Tonik
Coins.ph
+ 85 more
Powered by Instapay ยท BSP-regulated real-time payment rails

Ready to give your agents a wallet?

We're onboarding select partners for our private beta. Tell us about your use case.

Apply for Access โ†’