Product
MachineWallet gives AI agents programmable wallets with real banking rails. Sub-wallets, spending controls, approval workflows, and real-time Instapay — all through a single API.
Isolated, programmable wallets for every agent
Each wallet has its own balance, transaction history, and audit trail. No commingling of funds between agents.
Set daily limits, single-transaction limits, and auto-freeze thresholds. Your agents can't overspend.
Check balances instantly via API. Balances update atomically with every transaction — no eventual consistency.
Each wallet maintains its own contact directory with bank details, reducing errors and speeding up repeat payments.
Send money to any Philippine bank account in seconds
Direct connection to the Philippine Instapay network. Funds arrive in the recipient's account within seconds.
Scan and pay Instapay QR codes — both P2P and P2M. Your agents can pay bills and merchants programmatically.
Process multiple disbursements in parallel. Built for high-throughput agent workflows.
Real-time status updates via API polling or webhooks. Know exactly when money lands.
Receive payments via dynamic and static QR codes
Generate one-time payment QR codes with exact amounts. Perfect for invoicing and on-demand collections.
Persistent QR codes for recurring payment points. Manage and toggle them via API.
Get notified instantly when payment is received. Automate reconciliation and fulfillment.
Look up any transaction by Instapay reference number for dispute resolution.
Stay in control while your agents operate autonomously
Transactions above configurable thresholds require human approval before execution. API or dashboard.
Admin, merchant, and user roles with scoped permissions. Multi-tenant by design.
Every action — funding, disbursement, freeze, approval — is logged with actor, timestamp, and context.
Automated balance verification ensures stored balances match computed transaction sums. Catch discrepancies instantly.
Check out the API docs or sign up for access.