About

Building the financial layer for AI-native Philippines

MachineWallet is payment infrastructure for autonomous systems. We build the rails that let AI agents, automation platforms, and software systems move money safely — starting with the Philippine banking system and expanding globally.

Why we exist

AI agents are getting smarter every day. They can research, plan, communicate, and make decisions. But the moment they need to send money — pay a supplier, reimburse an employee, settle an invoice — everything stops. A human has to step in.

MachineWallet bridges that gap. We give AI agents programmable wallets with real banking rails, spending controls, and human oversight. Your agents operate autonomously within the guardrails you set.

We're built specifically for the Philippines — Instapay integration, peso-denominated wallets, BSP-compliant architecture. Because infrastructure works best when it's designed for the market it serves.

Our principles

Safety first

Autonomous doesn't mean uncontrolled. Every wallet has limits. Every large transaction can require approval. Every action is audited.

API-first

If you can't automate it, it's not infrastructure. Everything MachineWallet does is accessible through a clean, documented REST API.

Philippine-native

Not a global platform half-adapted for PH. Built from the ground up for Philippine banks, Instapay, and local compliance requirements.

Radical transparency

Real-time balances. Complete audit trails. Automated reconciliation. You always know exactly where every centavo is.

Get in touch

We'd love to hear what you're building.

hello@machinewallet.ai Manila, Philippines